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Ipoteka kreditlash tizimida ish va shaxsiy hayot muvozanatini tahlil qiluvchi taqdimot. Mohiyati, soha tavsifi, maqsad va vazifalar, amalga oshirish bosqichlari, usul va vositalar, xatarlar hamda samaradorlik ko'rsatkichlari va tavsiyalarni o'z ichiga oladi
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